leeuwarden, panorama

Living & Other expenses

The information below provides a rough indication of your living expenses as a student at our university of applied sciences. You should at least expect to spend a minimum of €600 - €800 a month.

Accommodation incl. utilities (per month) €250 - €600
Food (per month) €200 - €350
Medical insurance (per month) €55*
Visa & residence permit fees
(once, only Non-European Students)

 *Non-European students need to pay the health insurance for the first year at once, the amount for the entire year is €650. Further details on health insurance in the Netherlands.

Other expenses

The table below shows expenses you may incur in addition to tuition fees and living expenses (for transport, entertainment, etc.): 

Single city bus ticket From €2
Bicycle (used) From €50
Dining out (main course) From €10
Cinema ticket From €9
Haircut From €15
Sports pass (annual fee) From €59
Single train ticket to Amsterdam From €20
Return airfare Amsterdam–Rome (low-cost carrier) From €45
Rental car (per day)* From €19
Shuttle bus from the airport to Leeuwarden (one-way) €150

 *You will require a valid driving licence.

Be sure to always carry your student card with you, as many places offer student discounts.

Bank account

We strongly recommend that you open a bank account during your stay in the Netherlands. This way, you will avoid paying high transaction charges and you will have access to an online payment tool, which is linked to your bank account. The most popular online payment method in the Netherlands, iDEAL, is also used at NHL Stenden University of Applied Sciences. iDEAL is similar to PayPal; easy to use and secure.

Student packages are free of charge and include the following services: 

  • Debit card plus PIN (can be used worldwide)
  • Online Banking and Mobile Banking
  • Electronic bank statements

To be eligible to open a bank account, you must be enrolled at NHL Stenden and you must be registered with the local authorities as a local resident. You can open your account either at the campus branch or online. At the campus branch, you need to make an appointment to open a Dutch bank account. You will require the following documents:

  • Passport (no copy!)
  • Proof of enrolment
  • Citizen Service Number (BSN Number)
  • Rental contract